Protect Your Home. Protect Your Family. Protect Your Future.
Buying a home is one of the most significant financial commitments you will ever make. Mortgage Protection Insurance ensures that if the unexpected happens, your loved ones won't be left carrying the burden of your mortgage.
At Indigo Mortgage Protection, a division of Indigo Investment Group, we help individuals, couples and families throughout Ireland secure the right mortgage protection policy at the most competitive price available from leading insurers. We compare the market on your behalf and guide you through the process from start to finish.
What Is Mortgage Protection?
Mortgage Protection is a specialised life insurance policy designed to repay the outstanding balance of your mortgage if you die during the term of the mortgage. In most cases, the cover reduces over time in line with your mortgage balance, making it a cost-effective way to protect your home and your family.
Mortgage Protection Helps To:
- Ensure your family can remain in their home
- Remove the financial burden of mortgage repayments
- Provide peace of mind for you and your loved ones
- Meet your lender's mortgage protection requirements
- Protect your most valuable asset
Why Mortgage Protection Is So Important
Many families focus on securing their mortgage approval but overlook the importance of protecting that mortgage.
Without adequate protection, an unexpected death could leave a surviving partner or family responsible for significant mortgage repayments at a time when they are already dealing with emotional and financial stress.
Mortgage Protection provides reassurance that the mortgage debt can be cleared, helping protect your family's financial security and home ownership.
Why Choose Indigo Mortgage Protection?
We Search The Market For You
Rather than accepting the first quote offered by a bank, we compare a wide range of providers to find the most suitable cover for your circumstances.
Through our market access, we can obtain quotations from:
- Irish Life
- Royal London
- New Ireland
- Zurich
- Aviva
Truly Independent Advice
Every client is different.
Your age, health, mortgage amount, family circumstances and long-term financial goals all influence the most suitable policy for you.
Our advisers take the time to understand your needs before recommending a solution, ensuring you receive advice tailored specifically to your situation.
We Handle The Heavy Lifting
Applying for mortgage protection can be time-consuming and confusing.
We simplify the process by:
- Comparing providers on your behalf
- Explaining policy options clearly
- Assisting with applications and paperwork
- Managing insurer communications
- Guiding you through any medical requirements
- Ensuring cover is in place before mortgage drawdown
Our goal is to make protecting your mortgage as straightforward and stress-free as possible.
Competitive Premiums
Many borrowers are surprised by the difference in premiums between providers.
Because we compare multiple insurers, we can often identify significant savings over the lifetime of a policy while ensuring appropriate levels of protection.
Our focus is not just on obtaining a lower premium, but on delivering the right balance of cost, cover and benefits for each client.
More Than Just Mortgage Protection
Depending on your circumstances, you may also wish to consider:
Serious Illness Cover
Provides a lump sum payment if you are diagnosed with a specified serious illness during the policy term.
Life Insurance
Additional protection beyond your mortgage, providing financial support for your family.
Income Protection
Designed to replace a proportion of your income if illness or injury prevents you from working.
As part of Indigo Investment Group's holistic financial planning approach, we can help ensure all aspects of your family's financial protection are considered.
The Indigo Difference
At Indigo Investment Group, we believe financial protection should be built on:
Clarity
No jargon. No confusion. Just straightforward advice you can understand.
Guidance
Professional support from application through to policy commencement.
Value
Access to a wide range of insurers to help secure competitive premiums.
Peace of Mind
Knowing your mortgage and your family are protected if the unexpected occurs.
Your Mortgage Protection Journey
From your first conversation with us to having your policy ready for mortgage drawdown, we guide you through every stage of the process and work to keep everything moving on time.
- Meet and understand you. We meet with you to understand your mortgage, family circumstances, priorities, budget and any relevant health or lifestyle considerations.
- Explain your options clearly. We outline the available types of cover, key benefits and important differences so you can make an informed decision without unnecessary jargon.
- Recommend the most appropriate plan. We compare suitable options across the market and recommend a plan designed to meet the needs of you, your family and your lender.
- Support your application. We help you complete the application accurately, explain the information required and guide you through any medical or supporting-document requirements.
- Work directly with the insurer. We liaise with the life insurance company, follow up on progress and go out of our way to address queries, problems or delays that could affect your mortgage timeline.
- Prepare your policy for drawdown. Once cover is approved, we help arrange the policy and required documentation so it is ready for your lender, helping you draw down your mortgage funds and receive your keys on time.
Speak To An Adviser Today
Whether you're buying your first home, moving house, switching lenders or reviewing an existing policy, our experienced advisers are here to help.
Let Indigo Mortgage Protection Compare The Market For You
Independent Advice. Competitive Quotes. Professional Guidance.
Protect your mortgage. Protect your family. Protect what matters most.